Add in the mix of investor speculations of flipping properties within a short period of time, this would be a full on bubble that is waiting to burst when affordability hit all time low and high risk investors cannot sustain their debt repayments, spiral into a domino's effect of firesales in order to avoid defaulting on their loans or bankruptcy. What makes this bubble even worse is when Speculated Demand far outweighs Supply which cause buyers irrational with FOMO (fear of missing out). When housing prices rise rapidly in a short period of time, there is a chance the market have gone too emotional and overvalued the properties they are purchasing, causing over capitalised risk to the market. Bubble definitionĪ bubble in general, formed by a layer of thin, fragile, yet elastic film that expand by inflating the inside with air, when a bubble being inflated too fast, it pop due to the expanding rate is quicker than the soap's elasticity rate can handle, when a bubble being inflated too large, it might pop, but sometimes, depends on the soap water's density, it survive and break off into a nice big bubble that all kids love, because the rate of expansion does not exceed the elasticity rate of the soap water, giving it enough time to expand.Ī housing bubble is similar. And then I will take you through a history journey of past housing bubble events to find some similarities and compare to what we are currently experiencing. So before we dive into a quick conclusion, let's get our head around what is the definition of a housing bubble. It defies everything that we learnt in Economics101, but are there anything that we may have missed? No doubt the global property market have shocked everyone especially many property experts and experienced economists, since none of them would even dare to think the property market could do so well during a global pandemic.
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As part of this responsibility, BlackRock was a founding member of the Task Force on Climate-related Financial Disclosures (TCFD). While government must lead the way in this transition, companies and investors also have a meaningful role to play. Governments and the private sector must work together to pursue a transition that is both fair and just – we cannot leave behind parts of society, or entire countries in developing markets, as we pursue the path to a low-carbon world. We need to be mindful of the economic, scientific, social and political realities of the energy transition. Despite recent rapid advances, the technology does not yet exist to cost-effectively replace many of today’s essential uses of hydrocarbons. Under any scenario, the energy transition will still take decades. This challenge cannot be solved without a coordinated, international response from governments, aligned with the goals of the Paris Agreement. Over the next few years, one of the most important questions we will face is the scale and scope of government action on climate change, which will generally define the speed with which we move to a low-carbon economy. In a letter to our clients today, BlackRock announced a number of initiatives to place sustainability at the center of our investment approach, including: making sustainability integral to portfolio construction and risk management exiting investments that present a high sustainability-related risk, such as thermal coal producers launching new investment products that screen fossil fuels and strengthening our commitment to sustainability and transparency in our investment stewardship activities. And with the impact of sustainability on investment returns increasing, we believe that sustainable investing is the strongest foundation for client portfolios going forward. Our investment conviction is that sustainability- and climate-integrated portfolios can provide better risk-adjusted returns to investors. In the near future – and sooner than most anticipate – there will be a significant reallocation of capital.Īs a fiduciary, our responsibility is to help clients navigate this transition. And because capital markets pull future risk forward, we will see changes in capital allocation more quickly than we see changes to the climate itself. These questions are driving a profound reassessment of risk and asset values. They are seeking to understand both the physical risks associated with climate change as well as the ways that climate policy will impact prices, costs, and demand across the entire economy. From Europe to Australia, South America to China, Florida to Oregon, investors are asking how they should modify their portfolios. Indeed, climate change is almost invariably the top issue that clients around the world raise with BlackRock. Investors are increasingly reckoning with these questions and recognizing that climate risk is investment risk. Will cities, for example, be able to afford their infrastructure needs as climate risk reshapes the market for municipal bonds? What will happen to the 30-year mortgage – a key building block of finance – if lenders can’t estimate the impact of climate risk over such a long timeline, and if there is no viable market for flood or fire insurance in impacted areas? What happens to inflation, and in turn interest rates, if the cost of food climbs from drought and flooding? How can we model economic growth if emerging markets see their productivity decline due to extreme heat and other climate impacts? Research from a wide range of organizations – including the UN’s Intergovernmental Panel on Climate Change, the BlackRock Investment Institute, and many others, including new studies from McKinsey on the socioeconomic implications of physical climate risk – is deepening our understanding of how climate risk will impact both our physical world and the global system that finances economic growth. The evidence on climate risk is compelling investors to reassess core assumptions about modern finance. But awareness is rapidly changing, and I believe we are on the edge of a fundamental reshaping of finance. Last September, when millions of people took to the streets to demand action on climate change, many of them emphasized the significant and lasting impact that it will have on economic growth and prosperity – a risk that markets to date have been slower to reflect. And we have a deep responsibility to these institutions and individuals – who are shareholders in your company and thousands of others – to promote long-term value.Ĭlimate change has become a defining factor in companies’ long-term prospects. It belongs to people in dozens of countries trying to finance long-term goals like retirement. As an asset manager, BlackRock invests on behalf of others, and I am writing to you as an advisor and fiduciary to these clients. Stock will either be repaired, substituted with a similar demo item (subject to availability), you may opt for an exchange or a store credit may be offered. Even picked up a gold color shutter button to match the bag. PLEASE NOTE: *This excludes Light Bulbs, Cotton Muslin Backdrops, Paper Backdrop Rolls, Batteries, Consumable Products and Travel Carry Bags included with our kits.ĭEMO STOCK: All demo stock items are sold 'as-is' and come with a standard 12 month warranty. The Real Housewives of Atlanta The Bachelor Sister Wives 90 Day Fiance Wife Swap The Amazing Race Australia Married at First Sight The Real Housewives of Dallas My 600-lb Life Last Week Tonight with John Oliver. If these products are faulty or DOA please notify us within 7 days for a replacement. In some cases when the cost of repair outweighs that of a replacement, a suitable replacement product may be offered. These products are not covered by our 12 month warranty as these products are susceptible to regular wear-and-tear and can get damaged for a variety of reasons not deemed as a manufacturer's fault. ONA camera bags are the best, this one added to an existing collections of bags I won, easily configurable and. This means that any fault that is deemed to be due to manufacturing will be covered by the warranty for any parts and labour required to fix it. The warranty covers manufacturers faults, defects, parts and labour. This can be either a manufacturer's warranty or a Hypop warranty depending on the product's origin. All products are covered by an Australian 12 month warranty. ONA’s signature waxed-canvas material is sturdy but smooth, and the closed-cell foam inside padding is ultra-soft, but rigid enough to provide true protection should the bag take a fall. I played a few rounds with Graham and afterwards described Nidhogg 2 as Super Smash Nidhogg. This means that you begin as equals but soon one of you has a bow and the other has a knife, and then there are different weapons littering the floor, and somebody falls down a pit. Kill your opponent and he or she will spawn with the next weapon in line, then the next, and so on. You and your opponent still start as equals but there are four weapon types where once there was only one, and these work on a cycle. In adding a variety of weapons and scenes that require clambering and negotiation of conveyor belts, it has become a less predictable game. Blades connect with one another, or with flesh, and the timing of every parry and poke is vital. Nidhogg is fast and sometimes frantic, but it's always precise. It spins through the air and clatters onto the ground, and then you stick them through. Time a swish of your weapon just right and you can disarm an opponent, flicking the sword out of their hand. It probably lasts around six seconds but it feels like you just re-enacted that one swordfight from The Princess Bride or the elegant brutality of The Duellists. Sometimes you die because you ran into the point of a sword held at eye level, and sometimes you end up in a brilliant stand-off, blades occasionally clashing as you struggle for supremacy. Dead fencers can't make any progress, or prevent your own, but they're only down for a couple of seconds before respawning nearby. There are no points for killing your opponent and it's more a delaying tactic than anything else. And you're always going to the left or the right, while yor opponent is trying to go the other way. The immediate goal in each area isn't to kill your opponent, it's to reach the point at which the screen stops scrolling and flips to the next stage. The fencing part is obvious – your're both armed with stabby swords (as opposed to slashy swords), but the tug of war part is just as important.įights start in the central area in a series of symmetrical corridors, tunnels and paths. The fight is a combination of fencing and tug of war. Every round, both players start as equals, and then they push and pull and stab and flail in an attempt to move to the left or to the right. The original Nidhogg is tense and often hilarious. By messing with the original formula, particularly with that divisive visual switch, Nidhogg 2 risks proving that more can sometimes be less. It certainly didn't need its titular wurms to chew the air with stumpy rotten teeth.Īll a Nidhogg sequel really needs, to justify its existence entirely, is better netcode and maybe a couple of new modes to play with. It didn't need extra weapons to upset the perfect balance and precision of its two-button combat. Abstract multiplayer fencing game Nidhogg didn't need its minimalist style to be buried under a splatter of aggressively grotesque paint and gore.
Yasako joins her grandmother's unofficial detective agency. Yasako stumbles upon a mystery afoot in this scenic town where the traditional and futuristic collide: cyberpets and kids are going missing. Set in 2026 Den-noh Coil follows middle schooler Yasako and her family as they attempt to settle into their new tech-saturated town Daikoku City. If you prefer your coming-of-age stories in the form of a techno-thriller, Mitsuo Iso’s ( Orbital Children) directorial debut Den-noh Coil and its near-future world where augmented reality glasses are a necessary accessory to everyday life. This list will also be periodically amended to remove series no longer available on Netflix, as well as add anime shows now available for streaming on the service. Some titles may not currently be available on international platforms (yet). Note: As this is a list of anime series to watch, no anime movies were considered for this feature. This month’s entries on the list veer left into sci-fi thrillers and supernatural horror to point out two shows often overlooked or buried as newer additions arrive on the platform. But those battle action narratives aren’t the only good shows to be found in the streamer’s library. The most well-known entries on the list showcase the diversity of the shonen genre. There’s plenty to catch up on before jumping into the three highly anticipated new shows, Good Night World, Captain Laserhawk, and Pluto, dropping this month. So it makes sense that October’s a light month. Then showcased how to add to a franchise without cannibalizing itself with Castlevania: Nocturne. One climactic monologue, written by House of Cards ’ Beau Willimon and delivered by Stellan Skarsgård, crystalised the cost and spirit of the Rebellion better than anything in the entire franchise.The streamer proved it is capable of both respecting the source material and making a dynamic live-action adaptation of One Piece. Props to showrunner Tony Gilroy for shaking off the memory of Obi-Wan Kenobi (inessential) and The Book of Boba Fett ( baaad) with one of the most politically vital shows on telly. Following Diego Luna’s loner thief from Morlana One to Aldhani to the prison moon of Narkina 5, Andor charted the galaxy’s pre-Vader, pre- Rogue One days as bureaucracy slowly turns into tyranny – and how the resistance took shape against it. The worldbuilding tends not to be a problem with these series, but it was especially strong in Andor. The best Star Wars series so far – with an honourable mention to The Mandalorian – Andor eschewed the kind of go-nowhere fan service that’s blighted so many of the recent movies and TV spin-offs in favour of progressive storytelling, pin-sharp writing and immaculate casting. Severance, a dystopian office-based reminder of why working from home rules, mixed chilly sci-fi beats with a pointed investigation of our one-sided relationship with capitalism, Guillermo del Toro opened his freaky, spooky Cabinet of Curiosities and The Boys returned to rip the ever-living piss out of superhero infatuation – and explode some more heads. Released in the US mid-summer, FX’s majestic restaurant dramedy The Bear subjected its UK audience to an agonising wait that proved more than worth it when it finally dropped in October. The Star Wars universe swelled still further with three new spinoff series, the best of which, Andor, was up there with anything on the small screen in 2022.īut you didn’t need orcs and dragons to deliver the goods. Then HBO’s disappointing Game of Thrones prequel, House of the Dragon, came along and asked it to hold its poisoned barley beer, marrying big-scale intrigue with alarming amounts of Targaryen incest. The mûmakil in the room was Amazon’s The Lord of the Rings, which raised the bar for enormo-budgeted home viewing that no one else could possibly compete with. It was the year that streaming and TV supersized itself. Leedy recommends a breast lift as a part of the implant removal process. It’s likely that once your implants are removed, your breasts will have many of the characteristics that women seek to correct with a breast lift. Is a breast lift necessary after implant removal? Leedy recommends performing a breast lift at the same time to address these issues. They may be asymmetrical.įor most implant removal procedures, Dr. Without the implants, it’s likely your breasts will be sagging and flattened. With larger implants, changes can also occur in the rib area. The weight of your implants will have stretched your breast skin and the support tissues. Some patients assume their breasts will look the same as they did prior to their augmentation, but this is not the case. How will my breasts look after my implants are removed? The FDA has not, at least at this point, recommended that women with these implants have them removed. The incidence has been quite low, but it has led the FDA to require Allergan to remove all textured Biocell implants from the market permanently. There has been confirmation of BIA-ALCL, as discussed above. At this point, breast implant illness hasn’t been confirmed through research, but some women are worried about the potential and want their implants removed. Other women are reporting symptoms that have been given the term “breast implant illness.” Although there isn’t any research to specifically link implants to health outcomes, patients anecdotally report these symptoms: fatigue, memory loss, headaches, joint and muscle pain, hair loss, recurring infections, and swollen lymph nodes. As they reach old age, they’d rather do so without an augmented chest. Other women don’t feel they need implants any longer, whether they’ve reached an older age (over 55 years of age, for instance), or whether they’ve come to accept their body without larger breasts. Most women opt to have new implants placed, however. The implants are removed through revision surgery, along with most of the excess scar tissue. Capsular contracture is the process of excessive scar tissue forming around the implants causing tightness and pain in the chest. There are different reasons a woman may opt for implant removal:Ĭapsular contracture is the main reason. What are the common reasons a woman would want to have her implants removed? If the scar tissue is still soft and malleable, it will likely be left in place. Leedy is removing the implants, if he finds an excessive amount of scar tissue from capsular contracture, he will also remove most of that hardened capsule of tissue. The implants can usually be removed using the same incision locations from their placement, making for a straightforward procedure. Leedy removes a patient’s breast implants from a former augmentation procedure. Butt Augmentation & Brazilian Butt Liftīreast implant removal with Cleveland Plastic Surgery Institute is a surgical procedure where Dr. my niggas in 11 9.Real Niggas in the Building DJ Drama-Quality Street Music9.Real Niggas in the Building Put. hen the weapons are louder My hands the permanent smell of smoke and gun powder From New England but fuck that clam chowder You could make it rain but I'm a make. street life The grim reaper I give and take life For me to lie on the microphone it wouldn't be right I get it poppin when the weapons are louder My. e never settle beef So settle your debts before there's any regrets Gino do the graffi 10 2.Hardbody ights off your chest and such Hardbody is emotions man where we come from man That's how we left it uh huh!! I was beat a. cord label on his chain Right hand on the bible watch the flow catch flame Margielas on her feet Now she riding with a lame all jealous in theJeep All the lil hom. Heard that you're the boss' Your informant's correct Now give me enormous respect Cornered the game record label on his chain Right. e never settle beef So settle your debts before there's any regrets Gino do the graffi 9 7.No Church In The Wild of course your life lost'Patience a virtue. cord label on his chain Right hand on the bible watch the floor catch flames Margielas on her feet Now she riding with a lame all jealous in theJeep All the lil h. to make my day Pull them guns your way and now you ain't got no face Oh we in the game and them niggas that focus on somebody that playin' wi 8 2.No Church Freestyle of course your life lost'Patience a virtue. grab them choppers and start clapping Pull up at your moma house everybody is a victim Nigga we don't leave no witness we be gone on a mission Gone now you going to miss them choppe. than a bustier Everybody put your 7 3.Body Parts ct) Yeah! Scale-A-Ton Wuh and we Da motherfucking Mafia Six Classic shit Body Parts who we got in this motherfucker? Koopsta Kn. oose Same party same shit new dj new boy My life is harder than a bustier Everybody put. cherry boom boom All I see is clap clap all I here is boom boom This is what I'm used to ah ah Uh uh hotches bending over backwardsJust to set the goose goose Same par. time No time for excuses it'sĦ 2.Like I Got A Gun(featuring YG) s kiss on your ass Hey hey give me that hey hey bring it back Check the address I'ma check it's sent to me Same place he's sent to be Cherry cherry boom boom A. rgue later all in favor Raise your hands if you deserve another chance Fan of a fan we sharin' the same things We see the bumps in the road we smoke and we maintain[Ho. actin' hostile You threw away your opportunities nigga that's a cop-out Not now we can argue later all in favor Raise. d on and on Like the smell on your clothes when you ride and smoking that strong I'm intoxicated lane to lane textin on my phone My gal 5 3.Maintain(Prod DJ Hoppa) tain(Prod DJ Hoppa) Yo call me a hard workin' nigga I shouldn't use nigga cause that's what was used against us But s. slap slap Make a bitch booty clap clap clap clap clap clap clap clap Turn it up We go on on on and on and on Like the smell on. 4 6.Slap tch booty clap clap clap clap clap clap clap clap This that slap slap slap slap slap slap slap Make a bitch booty. e floor Get yo money baby who gives a fuck if they look at you crazy? If they don't love you I will you just gotta pay me I know Brooklyn got my back I'm hungry e. t it any situation I met with Handle recording me squeeze bullets back to back In a single fire line just to keep it orderly This beat ain't just fat it's morbidl. copper You judgin my persona your honor this is karma Put an end to your saga with revolvers McDonalds and Burger King guns t 3 12.Gz Pimps Hustlers y CEO's a DJ my ANR's a dope boy The rapper is a pimp got you niggas on my scope boy Oh boy the flow's extra Extra clip hecker and cons for th. do sum'n proper Shoot you out your shoes get popped out of your prada's In'01 I was gettin dollars with the robbers Rob weed spots for hours and early hours Skin smellin like sour when they w. cash'll do(what?) It'll make your murder game international Is it blasphemy if I blast for you? This amazin' what a 2 8.Brooklyn's The Borough- Featuring Papoose Uncle Murda e name of your clothin designer I'm fascinated by the attribute of Malcolm and Elijah Hoopty when it's drama we hopin out of the mazda Strip l. in dirty water Lost my right hand I'm on a different time Put5 holes your face Olympic sign Servin' straight white Gwen Stefan' Talkin'-talkin' bout bad breaks straight grind I'm in Highland shawty gon. Album ( Page Link ) Song ( Page Link ) ( Partial Lyrics ) 1 11.Have Mercy e Sigel Producer DJ Khaled& Illa Da Producer(Illa on the beat)*Spanish* Woah have mercy on me uh Woah have mercy on me F. While having the tremendous advantages of temporal and spatial completeness, these reconstructions: (1) are based on computer models that may have model-based errors, (2) are coarsely sampled on a 50 km grid and are therefore unable to reconstruct the local variations of many microclimates, and (3) have particular difficulty with the weather in some coastal areas, especially small islands. We draw particular cautious attention to our reliance on the MERRA-2 model-based reconstructions for a number of important data series. We assume no responsibility for any decisions made on the basis of the content presented on this site. Weather data is prone to errors, outages, and other defects. The information on this site is provided as is, without any assurances as to its accuracy or suitability for any purpose. Time zones for airports and weather stations are provided by. Names, locations, and time zones of places and some airports come from the GeoNames Geographical Database. Land Use data comes from the Global Land Cover SHARE database, published by the Food and Agriculture Organization of the United Nations.Įlevation data comes from the Shuttle Radar Topography Mission (SRTM), published by NASA's Jet Propulsion Laboratory. This reanalysis combines a variety of wide-area measurements in a state-of-the-art global meteorological model to reconstruct the hourly history of weather throughout the world on a 50-kilometer grid. Please note that each source's contribution is adjusted for elevation and the relative change present in the MERRA-2 data.Īll data relating to the Sun's position (e.g., sunrise and sunset) are computed using astronomical formulas from the book, Astronomical Algorithms 2nd Edition, by Jean Meeus.Īll other weather data, including cloud cover, precipitation, wind speed and direction, and solar flux, come from NASA's MERRA-2 Modern-Era Retrospective Analysis. To get a sense of how much these sources agree with each other, you can view a comparison of Chicago and the stations that contribute to our estimates of its temperature history and climate. KCGX, 72% 3 mi, 10 ft KMDW, 19% 7 mi, 26 ft KORD, 5% 16 mi, 75 ft KNBU, 4% 19 mi, 69 ft © OpenStreetMap contributors Naval Air Station Glenview (historical) (KNBU, 4.2%, 19 mi, northwest, 69 ft elevation change).Chicago O'Hare International Airport (KORD, 5%, 16 mi, northwest, 75 ft elevation change).Chicago Midway International Airport (KMDW, 19%, 7 mi, southwest, 26 ft elevation change).Chicago / Meigs (KCGX, 72%, 2.8 mi, northeast, 10 ft elevation change).The stations contributing to this reconstruction are: The estimated value at Chicago is computed as the weighted average of the individual contributions from each station, with weights proportional to the inverse of the distance between Chicago and a given station. There are 4 weather stations near enough to contribute to our estimation of the temperature and dew point in Chicago.įor each station, the records are corrected for the elevation difference between that station and Chicago according to the International Standard Atmosphere, and by the relative change present in the MERRA-2 satellite-era reanalysis between the two locations. North Ave.This report illustrates the typical weather in Chicago, based on a statistical analysis of historical hourly weather reports and model reconstructions from Januto December 31, 2016. However, the chance for isolated, afternoon storms and showers returns Thursday and Friday.Īs temperature continue to climb, below is a list of cooling centers across the city of Chicago. According to the NBC 5 Storm Team, the chance for rain increases after 2 p.m., with Wednesday evening expected to be dry. "City departments are reminding residents and visitors of the resources available to help alleviate the effects so everyone can stay healthy and safe."Īdditionally, some scattered showers or isolated storms could pop-up Wednesday afternoon in some parts. "The Chicago Office of Emergency Management and Communications encourages residents to be prepared for temperatures reaching dangerous levels throughout the summer season," a release from the OEMC says. Here's what we know after 2 adults, 2 children found murdered in Romeoville home Get all of our best fantasy intel, compiled on a printable cheat sheet to bring with you to your fantasy football drafts.Ī collection of downloadable, printable cheat sheets for the 2023 fantasy football season, including PPR, non-PPR, superflex and dynasty/keeper leagues. How to stay competitive in 15 minutes per weekįantasy football cheat sheets, mock drafts, projections Start here with two offerings to help you learn how to play, quickly get up to speed on the basics and how to navigate a full season. New to fantasy football, or know someone who is? We have everything needed to help you draft a great team and start the season with a shot at a championship. It doesn't matter whether you have been doing this for years or are a fantasy first-timer. This draft guide will serve as a one-stop shop for all of our best material to ensure you make the best fantasy football picks you can in every draft you're in: rankings and cheat sheets for PPR and non-PPR, player projections, mock drafts for various league types, sleepers and busts for this season, and plenty of helpful information and tips from our expert team of fantasy football analysts. Whether you play in a casual redraft league, a serious, deep dynasty format or somewhere in between, we at ESPN Fantasy are here for you. Summer is in full swing and that means fantasy football draft season is upon us. This page will be updated throughout the summer, so please continue to check back for the latest content. You have reached a degraded version of because you're using an unsupported version of Internet Explorer.įor a complete experience, please upgrade or use a supported browserĢ023 Fantasy Football Draft Guide: Rankings, cheat sheets and analysis |
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